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Classic Car Insurance
Get insurance that lets you enjoy your classic car
This classic car rate and coverage are provided and serviced by third parties.. Read more
Get more, drive more when you quote classic car insurance with us
We love classic cars just as much as you do. That's why with the Progressive Classic Car by Hagerty® program, you can take your car out for a spin without any fixed mileage restrictions. And if you join the Hagerty Drivers Club, you can also get 24/7 roadside assistance for lockouts, battery jumps, tire changes, and more. Hagerty's mission is to keep your vintage car ready for the road, whether you're headed to a car show or just out for a weekend drive. Get a quote for collector car insurance now and get covered.
Classic cars can be from any era, from a 1965 Ford Mustang to a 2011 Porsche 911. But to qualify for classic car insurance, you can't use your classic or collector vehicle for daily driving. You must also store it in a safe place, such as an enclosed structure or carport (a driveway may be adequate too).
If your car doesn't qualify for classic car insurance, you can still be insured. But you'll need a standard auto policy, such as one with Progressive, instead. Get an auto insurance quote online.
Better coverage for your classic at lower rates
Your classic isn't just a car. That's why your classic car insurance policy isn't just a standard car insurance policy. Instead, it's a much different policy that's built just for your classic and includes more specialized coverages. And because Hagerty only protects collector vehicles that aren't driven daily, your classic or collector car insurance policy provides better coverage at significantly lower prices than standard auto insurance.
Why choose Progressive Classic Car by Hagerty?®
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View our Classic Car Value guide
Guaranteed Value® coverage
If you do have a covered total loss, you'll get every single cent of your car's insured value.*
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Original replacement parts
If you have a claim, Hagerty offers stock original replacement parts when possible, and has specialists on hand to find rare or hard-to-find ones.
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Flexible usage
You have the freedom to take your ride to collector vehicle club functions, exhibitions, tours, and even occasional pleasure driving.†
Discounts to keep you and your classic moving
When you quote collector car insurance with Hagerty, you can get a reduced rate for adding two or more classic vehicles to your policy. If you also join the Hagerty Drivers Club®, you gain emergency roadside services for your collector car, discounts for automotive parts, track events, driving schools, and more offerings available from Hagerty's partners.**
How does classic or collector car insurance differ from regular auto insurance?
One of the key differences between classic and regular car insurance is that a regular policy may cover you only for the actual cash value of your classic car. Learn more about the difference between classic and regular auto policies with our Classic Car Insurance 101 guide.
Commonly asked questions about qualifying for classic car insurance
More questions about car insurance? We have answers
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