Computer & Laptop Insurance

Two-year laptop protection plans start at less than $8/month^*

Protect your laptop beyond the warranty with computer insurance

Your computer's standard warranty is likely good for manufacturer defects, but Progressive's Phone and Electronic Device Insurance by Worth Ave. Group may cover what your MacBook insurance or other computer warranty can't.

Liquid spills, power surges by lightning, cracked screens, theft — everyday mishaps could send your computer to the electronic graveyard long before its time. And repairs can be expensive — according to Worth Ave. Group, the average laptop repair claim payout is $739.31^†. Protect your investment with computer insurance.

What's covered?	Progressive laptop insurance	Typical laptop warranty
Manufacturer defects	Progressive laptop insurance Not Applicable	Typical laptop warranty Checkmark
Liquid damage (spills / submersion)	Progressive laptop insurance Checkmark	Typical laptop warranty Not Applicable
Accidental damage from dropping or stepping	Progressive laptop insurance Checkmark	Typical laptop warranty Not Applicable
Power surges from lightning	Progressive laptop insurance Checkmark	Typical laptop warranty Not Applicable
Theft	Progressive laptop insurance Checkmark	Typical laptop warranty Not Applicable
Vandalism	Progressive laptop insurance Checkmark	Typical laptop warranty Not Applicable
Fire damage	Progressive laptop insurance Checkmark	Typical laptop warranty Not Applicable
Wear and tear/corrosion	Progressive laptop insurance Not Applicable	Typical laptop warranty Checkmark
Some software / hardware issues	Progressive laptop insurance Not Applicable	Typical laptop warranty Checkmark
Computer viruses	Progressive laptop insurance Not Applicable	Typical laptop warranty Checkmark
Blatant neglect	Progressive laptop insurance Not Applicable	Typical laptop warranty Not Applicable

What computer insurance covers

A stand-alone computer insurance policy through Progressive includes coverage for perils (laptop theft, vandalism, fire damage, and more) and unexpected accidents such as:

Water damage (including liquid spills and submersion)
Accidental damage from dropping or stepping on your laptop
Power surges due to lightning

While your renters insurance or homeowners insurance may also cover your laptop against perils, it can't cover the personal accidents computer insurance can.

What laptop insurance doesn't cover

Laptop insurance doesn't cover everything. Some exclusions are:

Computer viruses
Wear and tear or corrosion
Software issues
Blatant neglect

Pro tip:

You don't need homeowners insurance or renters insurance to purchase laptop insurance. Stand-alone laptop insurance provides coverage for accidental damage, theft and more, even if you don't have other insurance policies.

Why choose Progressive for laptop insurance?

Prompt

Quick protection

Laptop protection plans provide immediate coverage for perils like theft, vandalism, and fire damage. Accidental damage coverage starts after a short 30-day waiting period.
Unlimited

Hassle-free claims

You can submit unlimited claims for accidental damage, theft and more, ensuring you're always covered when the unexpected happens.
Versatile

New & used devices

Progressive laptop insurance protects your computer whether it's new, used, or refurbished.

Other types of electronics you can insure through Progressive

Along with laptop insurance, you can also insure other electronic devices through us, such as smartphones, tablets, cameras, and gaming systems. Get a quote today for a discount.

Common questions about laptop and computer insurance

I already have a warranty for my computer. Do I need insurance too?

Warranties only cover specific problems — typically issues with the hardware or software that are out of your control. Unfortunately, you're out of luck if your laptop gets stolen or accidentally damaged. Insurance for laptops will cover things a warranty typically wouldn't, plus a lot more.

Will laptop insurance cover repair costs if someone else damages my computer?

Yes, whether you or someone else accidentally damages your laptop, unless it was through blatant neglect, insurance can typically cover it. For example, if your nephew accidentally spills a glass of milk on your keyboard, laptop insurance will cover the repair.

How much does laptop insurance cost?

The cost of computer insurance varies by company and the amount of coverage you need. Pricier computers will cost more to insure. Computer insurance policies through Progressive range from one to three years and have deductibles starting at $100^*. Compare this to other laptop insurers' plans.

Can I insure other electronic devices along with my laptop?

Yes, you can insure several other electronic devices through us. In addition to computers, insurance plans are available for a range of electronic devices, including iPhones and other smartphones, iPads and tablets, e-readers, iPods, gaming consoles, and cameras.